New - Capital Protected Funds
If you are looking to avoid the current stock-market volatility and achieve rates above deposit rates there are some alternatives that may be suitable.
The information below provides an indication of funds available. If you would like further information please enquire through our enquiry pages and an approved Independent Financial Adviser will provide you with the appropriate information:
Savings Account / Cash ISA Alternative
5.83% (Gross) per annum, fixed term 3 years, CASH investment, 100% of capital is secure but the interest rate provided is dependent upon the FTSE 100 index being 1 point higher or more at the end of year 3 (Total Return 17.5%). If FTSE 100 index is 1 point or more lower after 3 years then 100% of investment is returned without interest. No charges deducted. UK Cash investment, not available on the high street.
Investment / Pension Funds - Guaranteed Options
Up to 7.5% (Gross) per annum growth with 100% capital protection at year 5. This is ideally suited to cautious investors with both Investment Bonds, Personal Pension / Stakeholder Pensions / Income Drawdown Pension. UK investment provided by one of the UK’s strongest financial institutions - suitable for Pensions and Investments
3% guaranteed minimum growth per annum whilst still investing in the markets. This provides the peace of mind knowing you will receive a minimum of 3% per growth but with the option of benefiting from investment returns linked to the markets should the growth be more than 3% per annum. The growth is also locked in each year and your capital is 100% protected from day one. UK investment provided by one of the UK’s strongest financial institutions - suitable for Pensions and Investments
Keep coming back to view details on the latest funds and products our approved IFAs think may be of interest to you all.